Attention homeowners in Peoria and Peoria County: Get an Appraisal today!
Check out the top 7 reasons why IL homeowners hire Book Value Appraisals:
Own a house in or near Peoria, IL and need help determining the price of it?
We at Book Value Appraisals understand the unique needs of a homeowner looking for appraisal services. Our usual business clients understand the appraisal process and the standard "products" we deliver to them. Being a regular person not in the real estate business that ordinarily doesn't look at appraisals every day,you will receive extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis. For Sale By Owner/Pre-Listing ServicesIt's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Book Value Appraisals, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours. Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are seasoned in helping people just like you remove unwanted and unneeded PMI insurance. Challenge Tax AssessmentYour local tax assessor may have your home overvalued if you live in an area that is declining or not appreciating as much as other houses close by. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An expert appraisal from Book Value Appraisals is your #1 weapon when challenging your property tax assessment. Recently got a freeze your HELOC?If your house is close to a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow angle. Book Value Appraisals can help you reinstate your home equity line of credit with an expert appraisal. We Also Offer Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for efficiency? We can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house. |